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Marital Property & Retirement Division Tool

Property Settlement Statement

Select Your State · Community Property or Equitable Distribution

Net Marital Pool: $0
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State Specific

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Division rules vary significantly by state. This adjusts default splits and terminology.

Petitioner: 50% Respondent: 50%

Marital Property Entitlement Targets (Incl. Retirement)

Petitioner Target

$0

Respondent Target

$0

Liquid Cash Walk-Away Estimates

Estimated spendable funds after clearing assigned debts (Excludes Retirement/401k)

Petitioner Cash

$0

Respondent Cash

$0

Current Distribution Ledger

Petitioner Retains

Net Retained:$0

Respondent Retains

Net Retained:$0

Marital Assets

Marital Liabilities

Retirement Accounts (401k, IRA, Pension)

Values should reflect the marital portion subject to division (QDRO).

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Get a no-obligation confidential assessment of your property settlement. Our network of experienced family lawyers can review your calculated split and advise on your legal position.

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Trusted by American Families

"I had no idea how 401ks were divided until I used this. The state-specific info changed my entire approach to negotiations."

J
James P.
Austin, TX

"Equitable distribution is so confusing. This tool laid out the numbers clearly, which helped me and my lawyer plan our next move."

M
Maria G.
Miami, FL

"Knowing the difference between marital and separate property saved me thousands. This tool made it so easy to categorize everything before seeing my attorney."

R
Robert K.
Chicago, IL

"I was terrified of the buyout math for our house. This calculator gave me an exact number to bring to the table. Huge weight off my shoulders."

S
Sarah L.
New York, NY

How US Property Division Works

In the United States, property division during divorce is governed by state law, falling into two main frameworks:

Community Property States

Nine states (AZ, CA, ID, LA, NV, NM, TX, WA, WI) follow community property rules. Generally, assets and debts acquired during the marriage are considered jointly owned and are divided 50/50 upon divorce.

Equitable Distribution States

The remaining 41 states follow equitable distribution. Marital property is divided "fairly," which may not mean equally. Judges consider factors like income, marriage duration, and contributions.

Identifying Marital vs. Separate Property

Assets acquired before marriage, or via inheritance/gift during marriage, are generally considered "separate property" and are not subject to division, unless commingled.

This calculator assists with mathematical structuring only. It does not constitute legal advice. Speak to an Attorney Now

Frequently Asked Questions

Is 401k subject to division in a divorce?
Yes. The portion of a 401k or retirement account contributed during the marriage is considered marital property and is subject to division via a Qualified Domestic Relations Order (QDRO).
Does "equitable" mean equal?
No. Equitable means "fair," but not necessarily 50/50. Courts look at many factors including earning capacity, custody of children, and health to decide what is fair.
What happens to the marital home?
Typically, one spouse buys out the other's share, or the home is sold and the proceeds divided. This tool helps calculate the buyout amount needed.
Is my data safe?
Calculations run entirely in your browser. Saved files are encrypted on our server and accessible only via your authenticated account.

This tool is intended for preliminary structuring only and does not constitute legal advice.
Consult a qualified family law attorney in your state for advice specific to your circumstances.