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AUAUSTRALIAN Family Law Act 1975

Property & Superannuation Division Tool

Property Settlement Statement

Australian Federal Jurisdiction · s79 & s90SF

Net Asset Pool: $0
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Privacy Policy

Last Updated: June 30, 2026

DivorceCalc ("we," "us," or "our") operates the website divorcecalc.org (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. Please read this policy carefully. If you do not agree with the terms of this privacy policy, do not access the Service.

1. Information We Collect

Account Data: When you register, we collect your email address and a securely hashed password. We do not collect names or phone numbers during account creation.

Calculation Data: If you use the "Save to Account" feature, the financial data you input (assets, liabilities, superannuation, split percentages) is saved to our servers. We do not sell or share this data with third parties.

Lead Submissions: If you submit a request for a legal assessment, we collect your name, phone number, email, urgency level, and the calculated net pool/split data. This data is emailed to our internal team to facilitate the referral.

Authentication Data: To secure your account, we generate and temporarily store a 6-digit Multi-Factor Authentication (MFA) code. This code expires within 10 minutes.

Geolocation Data: We use third-party services (ip-api.com) to determine your country based on your IP address solely for the purpose of suggesting the correct regional calculator (e.g., AU vs. US). We do not store your precise geographic location.

Usage Data: We automatically collect standard internet log information, including your IP address, browser type, and pages visited, using Google Analytics to understand how the Service is used.

2. How We Use Your Information

We use your data to:

3. Disclosure of Your Information

Legal Referrals: If you submit a lead form, your contact information and calculation summary may be shared with independent legal practitioners in our network to facilitate your requested assessment.

Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

We do not sell, trade, or rent your personal identification information to third parties.

4. Data Security

We implement commercially reasonable security measures, including bcrypt password hashing, MFA, and secure database configurations, to protect your data. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your Account Data for as long as your account is active. Calculation data is retained until you delete the file or your account. MFA codes are automatically purged after 10 minutes. Session tokens expire after 30 days.

6. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the privacy practices of these sites. We encourage you to read their privacy statements.

7. Cookies

We use cookies for essential site functionality (e.g., session management) and Google Analytics for usage tracking. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

8. Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personal information from children under 13.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at: [email protected]

Not Sure If Your Split Is Fair?

Speak With an Australian Family Law Specialist

Get a no-obligation confidential assessment of your property settlement. Our network of experienced Australian family lawyers can review your calculated split and advise on your legal position.

Your information is 100% confidential. We never share your details.

Submission Received

A specialist will be in touch within 1 business day. Check your email for confirmation.

Trusted by Australian Families

"This calculator gave me clarity I couldn't get anywhere else. When I showed my lawyer the printout, she said it saved us hours of back-and-forth."

S
Sarah M.
Sydney, NSW

"I was losing sleep over whether 55/45 was fair. Used this tool, saw the numbers clearly, then got a lawyer to confirm."

D
David T.
Melbourne, VIC

"Superannuation splitting was the confusing part for me. This tool laid it out so simply. The Excel export was brilliant."

L
Lisa K.
Brisbane, QLD

"Free tool that actually works properly. No sign-up walls, no spam. Just honest numbers."

M
Michael R.
Perth, WA

How Australian Property Settlements Work

Under the Family Law Act 1975 (Cth), property settlements across Australia are governed by Sections 79 and 90SF. The court follows a four-step process to determine a fair division of the asset pool:

Identify and Value the Property Pool

All assets, liabilities, and superannuation interests are identified and valued at current market value. This includes real estate, vehicles, bank accounts, investments, business interests, and superannuation.

Assess Contributions

The court examines financial contributions (income, inheritances, asset purchases) and non-financial contributions (homemaker duties, parenting, renovations) made by each party during the relationship.

Consider Future Needs

Factors such as age, health, income-earning capacity, care of children, and the financial resources available to each party are weighed to adjust the percentage split.

Ensure Justice and Equity

The final step is a discretionary check: is the proposed division just and equitable in all the circumstances? This is not a mathematical formula — it requires legal judgment.

This calculator assists with Step 1 only. Steps 2–4 require professional legal analysis. Speak to a Lawyer Now

Frequently Asked Questions

Is this calculator accurate for Australian property settlements?
This tool accurately calculates the net asset pool and percentage splits based on the data you enter. However, it only addresses Step 1 of the four-step legal process.
How is superannuation treated in a property settlement?
Superannuation is treated as property under the Family Law Act. It can be split by court order where a portion of one party's super is transferred to the other party's fund.
Does the 50/50 starting point apply to every case?
No. There is no presumption of equal division in Australian family law. The starting point varies based on contributions and future needs.
Is my data safe? Do you store my financial information?
All calculations happen in your browser. Saved files are encrypted on our server and only accessible when you are logged in with email MFA verification.
Can I use this calculator instead of hiring a lawyer?
This tool is designed for preliminary structuring only. It does not constitute legal advice and should not replace professional legal representation.

This tool is intended for preliminary structuring only and does not constitute legal advice.
Consult a qualified Australian family lawyer for advice specific to your circumstances.